Customized Portfolios

Our portfolio managers and client advisors work with you to create and implement personalized investment plans aligned with your financial objectives.


Custom Equity

Your dedicated portfolio manager creates a customized equity portfolio for maximum risk-adjusted growth potential in all market conditions. Based on a discussion of your growth expectations, risk tolerance level, and liquidity needs, your portfolio manager selects each security from the names on Banyan’s proprietary buy list, which have been selected and vetted by Banyan’s Investment Committee.

  • All portfolios contain a core group of individual stocks that demonstrate stable, consistent, profitable growth with attractive valuations.
  • “Special situation” holdings for upside potential selected based on risk tolerance and objectives.
  • Sector allocation actively monitored and adjusted with a goal of overweighting sectors that offer superior returns and reducing or eliminating underperforming sectors.
  • Diversification across a sufficient number of stocks (20-35) and sectors helps manage the risk inherent in any single company.

Custom Fixed Income

High Yield Fixed Income

Our fixed income investment team focuses on generating consistent performance and cash flow while protecting principal. Our high yield fixed income portfolios are designed to outperform fixed income benchmarks on a total return basis (capital appreciation plus coupon payments) when bond prices are rising (interest rates declining) and manage the impact of rising interest rates on the value of your portfolio when bond prices are declining.

  • Emphasis on issues we expect to deliver the most attractive net after-tax returns. Corporate bonds are selected when they represent unique absolute value.
  • Appropriate maturity/duration in line with our interest rate outlook. Plus, diversification across varied sectors.
  • Premium placed on high liquidity and low volatility.
  • Extensive internal credit analysis helps us identify attractive sectors and individual bonds.
  • External credit research helps us anticipate ratings changes or changes in quality perception of certain securities.

High Quality Fixed Income

Banyan also offers disciplined, actively-managed US high quality fixed income for taxable and tax-exempt investors designed to deliver preservation of capital, a reliable income stream, and competitive total returns. Banyan targets short and intermediate maturity bonds for their more attractive risk/reward characteristics, and believes the most effective ways to add value rests in our individual security selection, our ability to over-weight and under-weight strategic sectors within a portfolio, as well as optimization of income, roll, and yield curve positioning.

Custom Option Overlay

Our custom option overlay employs four types of option strategies, depending on your risk-adjusted portfolio and opportunities available in the options market. We use option overlays to enhance returns and mitigate volatility of equity portfolios and to manage large, concentrated equity positions.

  • Aims to generate additional recurring income for your equity portfolio.
  • Potential to help mitigate fluctuations in portfolio value due to unexpected volatility.
  • Ability to utilize options as an equity substitute, offering similar return potential with less capital invested.
  • Ability to establish a lower entry price for a stock by tactically using options.
  • Designed to earn consistent results by following a disciplined, systematic approach to option investing.
  • Ideal for managing concentrated stock positions with a low cost basis.

Asset Allocation Portfolios

Banyan Partners offers customized asset allocation portfolios designed for the spectrum of risk tolerance and return expectations.

Our asset allocation portfolios offer broad diversification across the major asset classes – cash, equity, fixed income, and alternatives. Depending on your risk tolerance and return expectations, we start with an overall range for each asset class. Then, we tactically manage those ranges – dialing up and back your exposure – to take advantage of shorter-term growth opportunities or to mitigate shorter-term risk.

Our dual approach – long-term strategic and short-term tactical – allows us to adapt to changing market environments.